Last Updated: February 18, 2026
By accessing or using the website of Spes Financial Corp ("we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not access the website.
You may use our website only for lawful purposes and in accordance with these Terms and Conditions. You agree not to use our website:
Spes Financial Corp provides working capital, business funding, and revenue-based financing services. All services are subject to eligibility requirements, application review, and approval. Submitting an inquiry or application through our website does not guarantee approval or funding.
The content on this website, including text, graphics, logos, images, and software, is the property of Spes Financial Corp and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this website without our prior written consent.
By providing your mobile phone number and opting in, you agree to receive SMS text messages from Spes Financial Corp, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.
You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at jorge@spes-financial.com. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.
Our website and services are provided on an "as is" and "as available" basis. Spes Financial Corp makes no warranties, expressed or implied, regarding the operation of the website or the information, content, or materials included on the website.
In no event shall Spes Financial Corp, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the website or services.
You agree to indemnify, defend, and hold harmless Spes Financial Corp and its officers, directors, employees, and agents from any claims, damages, obligations, losses, liabilities, costs, or expenses arising from your use of the website or violation of these Terms and Conditions.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.
We reserve the right to modify or replace these Terms and Conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after any changes constitutes acceptance of the new terms.
If you have any questions about these Terms and Conditions, please contact us at:
Spes Financial Corp
4251 SW 154 Place, Miami, FL 33185
jorge@spes-financial.com